PayPal's representative gave answers bordering on sociopathic when answering these questions. I am so very disinclined to give them any more of my business.

By the way, I've seen Stripe mentioned recently. Diaspora (among others) decided to leave PayPal for Stripe after their own accounts were frozen, and the fees appear to be not-that-different for a basic "donation" type transaction (they're advertising 2.9%+30c flat rate per transaction with no other fees involved).