1) Go to a conventional lender and lay out the conventional part of the plan (bookstore with cafe). You don't need much extra equipment for the art because it's just going to hang on walls; talk quietly with local artists to get started with that. Leave a clear corner for the music/poetry activities, which will work at floor level, and if they're popular you can add a stage later.
2) Seek an alternative lending organization or crowdfunding, and lay out your whole business plan. They'll be more receptive to innovation and culture than a regular bank would.
Hmm...
1) Go to a conventional lender and lay out the conventional part of the plan (bookstore with cafe). You don't need much extra equipment for the art because it's just going to hang on walls; talk quietly with local artists to get started with that. Leave a clear corner for the music/poetry activities, which will work at floor level, and if they're popular you can add a stage later.
2) Seek an alternative lending organization or crowdfunding, and lay out your whole business plan. They'll be more receptive to innovation and culture than a regular bank would.